Our Programs

We offer an extensive range of programs, from short term bridge to long term financing,  and even rehab or construction loans. We will provide fast, flexible funding with closings usually taking 5-7 business days after an appraisal is received.

Fix & Flip

Fix and Flip loans provide the opportunity to purchase an investment property, renovate it, and sell it swiftly. With a streamlined financing approval process, our Fix and Flip loans allow you to finalize your purchase promptly and finance your renovation project with a single loan.


REQUIREMENTS:

  • Experienced Investor w/ prior experience
  • SFR or 2-4 Unit
  • Loan Amounts Min $100k -$3M
  • Finance up to 90% LTC
  • No DTI, W-2s or paystubs required
  • Up to 70% ARV
  • Purchase and Renovation in one loan
  • No Prepayment Penalty
  • 12 to 24 Month Terms- Interest Only
  • Available in most States


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Rental Loans

Enhance your cash flow with adaptable rental loans tailored for real estate investors aiming to expand their property portfolio. Whether you're financing a new rental investment or refinancing an existing property, we offer long-term financing solutions to fulfill your requirements.


REQUIREMENTS:

  •  Loan Amounts $75K – $3M
  • SFR, Townhouse, Condo, 2-4 unit
  • Up to 80% LTV
  • DSCR ratio 1.00+
  • Buydown options for No Prepay Penalty
  • No W-2s, Tax Returns, or paystubs
  • 680 minimum FICO
  • Rent Ready Property-Leased or Unleased
  • Zero point options available
  • Available in most States


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Ground Up Construction

Enhance your real estate investment approach with new construction loans, tailored for developers in need of swift, adaptable, and creative construction financing solutions. Build to rent or build to sell exit we can assist.


REQUIREMENTS:

  • Plan Ready
  • Loan amounts from $200K – $5M
  • Up to 85% LTC including interest reserve
  • 12 to 24-month terms, interest-only
  • ARV up to 70%
  • Minimum FICO: 680
  • Property types:
  • Single Family
  • Townhomes
  • 2-4 family residential
  • No Prepayment Penalty
  • Available in most States


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2nd Lien Bridge

The 2nd Lien Bridge transcends traditional financing; it serves as a strategic asset for expansion. By accessing equity without the need to refinance, you maintain authority over your current low rate 1st mortgage while acquiring the funds essential for advancing your investments.


REQUIREMENTS:

  • Loan amounts $25K - $300K
  • SFR, Townhouse, Condo, 2-4 Resi
  • Up to 65% CLTV
  • No DTI, W-2s, or paystubs required
  • No Prepayment Penalty
  • 680 minimum FICO
  • Terms 12 to 24 months -Interest Only
  • Available in Atlanta Market only


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Bridge

The Bridge Loan program offers quick and reliable funding, empowering you to make purchases with assurance. Whether your aim is to purchase, refinance, or bridge a sale, our short-term, adaptable financing is designed to align perfectly with your investment needs.


REQUIREMENTS:

  • Loan amounts $75K – $3M
  • SFR, Townhouse, Condo, 2-4 Resi
  • Up to 75% LTV
  • No DTI, W-2s, or paystubs required
  • No Prepayment Penalty
  • 640 minimum FICO
  • Terms 12 to 24 months -Interest Only
  • Available most States


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